Registered Accounts

RRSP, TFSA, RESP, FHSA calculators

RRSP Calculator 2026

Calculate RRSP growth, tax savings and projected retirement income for Canadians. Plan your contributions and see compounding results over time.

Project your Tax-Free Savings Account growth over time with current Canadian contribution limits. See how tax-free compounding builds wealth.

Calculate RESP growth with CESG government matching grants for Canadian education savings. Maximize the lifetime grant amount for your child.

Project your First Home Savings Account growth and tax savings toward a Canadian home down payment. Includes the updated 2026 contribution limits.

Compare RRSP and TFSA side by side for your Canadian tax situation. See which account grows more wealth based on your income and tax bracket.

Track your Home Buyers Plan RRSP repayment schedule over the full 15-year period. See minimum annual payments and penalties for missed repayments.

Estimate your available RRSP contribution room based on Canadian income history and past contributions. Updated with the 2026 deduction limit.

Calculate your total TFSA contribution room based on the year you turned 18 and your Canadian residency. Includes the updated 2026 annual limit.

Find the optimal annual RESP contribution to maximize CESG government grants for your Canadian education savings. Never leave grant money behind.