RRSP Contribution Room Calculator
Estimate your available RRSP contribution room.
2026 Tax YearData stays on your deviceUpdated Apr 1, 2026
$
$
From T4 box 52. Zero if no employer pension.
$
From your Notice of Assessment or My CRA Account
Total RRSP Contribution Room
$35,300.00
New Room (2026)
$15,300.00
18% of $85,000.00 = $15,300.00
Carried Forward
$20,000.00
2026 Dollar Limit
$33,810
Maximum annual
Income Needed for Max
$187,833.33
To earn full $33,810 room
Frequently Asked Questions
How is RRSP room calculated?
18% of your previous year earned income, up to the annual dollar limit ($33,810 for 2026), minus any pension adjustment. Unused room carries forward indefinitely.
Where can I find my exact room?
Your Notice of Assessment (NOA) from CRA shows your exact RRSP deduction limit. You can also check via My CRA Account online.
Official Data Sources
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Built and reviewed by Konstantin Iakovlev · Data from CRA, CMHC, Bank of Canada · MethodologyDisclaimer: This calculator provides estimates based on publicly available data from CRA and other government sources. It does not constitute financial advice. Consult a qualified advisor for decisions about your specific situation.
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