Marginal Tax Rate Calculator
Find your exact combined federal and provincial marginal tax rate for 2026.
2026 Tax YearData stays on your deviceUpdated Apr 1, 2026
$
Combined Marginal Rate
29.65%
Federal 20.50% + Provincial 9.15%
Federal Bracket
20.50%
Provincial Bracket
9.15%
Tax on Next $1,000
$296.50
You Keep per $1 Earned
$0.70
Federal Brackets
| $0.00-$58,523.00 | 14.0% |
| $58,523.00-$117,045.00 | 20.5% |
| $117,045.00-$181,440.00 | 26.0% |
| $181,440.00-$258,482.00 | 29.0% |
| $258,482.00-+ | 33.0% |
ON Brackets
| $0.00-$51,446.00 | 5.05% |
| $51,446.00-$102,894.00 | 9.15% |
| $102,894.00-$150,000.00 | 11.16% |
| $150,000.00-$220,000.00 | 12.16% |
| $220,000.00-+ | 13.16% |
Frequently Asked Questions
Marginal vs effective rate?
Marginal rate is the tax on your next dollar of income. Effective rate is total tax divided by total income. Marginal is always higher because only your highest income is taxed at the top rate.
Why does marginal rate matter?
It determines the tax impact of earning or deducting one more dollar. If your marginal rate is 43%, an RRSP contribution saves you $0.43 per dollar contributed.
Official Data Sources
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Built and reviewed by Konstantin Iakovlev · Data from CRA, CMHC, Bank of Canada · MethodologyDisclaimer: This calculator provides estimates based on publicly available data from CRA and other government sources. It does not constitute financial advice. Consult a qualified advisor for decisions about your specific situation.
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