Closing Costs Calculator

Estimate all closing costs when buying a home in Canada.

2026 Tax YearData stays on your deviceUpdated Apr 1, 2026
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Estimated Total Closing Costs

$13,175.00

2.6% of home price

Land Transfer Tax$6,475.00
Legal Fees$1,500.00
Title Insurance$350.00
Home Inspection$500.00
Appraisal$350.00
Moving Costs$1,500.00
Adjustments (est.)$2,500.00
Total$13,175.00

Frequently Asked Questions

How much are closing costs in Canada?
Typically 1.5-4% of the home price. Land transfer tax is the largest component. Budget at least 3% above your down payment for closing costs.

Official Data Sources

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Konstantin IakovlevBuilt and reviewed by Konstantin Iakovlev · Data from CRA, CMHC, Bank of Canada · Methodology

Disclaimer: This calculator provides estimates based on publicly available data from CRA and other government sources. It does not constitute financial advice. Consult a qualified advisor for decisions about your specific situation.

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