Capital Gains Tax Calculator
Calculate tax on investment profits with the 2026 inclusion rate: 50% on the first $250K, 66.67% above.
2026 Tax YearData stays on your deviceUpdated Apr 1, 2026
$
$
2026 Inclusion Rate
First $250,00050% taxable
Above $250,00066.67% taxable
After-Tax Gain
$42,587.50
Total Tax on Gain
$7,412.50
Effective Tax Rate
14.82%
Tax as % of total gain
Taxable Portion
$25,000.00
Avg. inclusion: 50.0%
Non-Taxable Portion
$25,000.00
Federal Tax on Gain
$5,125.00
Provincial Tax on Gain
$2,287.50
Frequently Asked Questions
What changed with capital gains in 2026?
Starting June 25, 2024, the capital gains inclusion rate increased from 50% to 66.67% for the portion exceeding $250,000 annually for individuals. The first $250,000 of capital gains per year still benefits from the 50% inclusion rate.
What is the capital gains inclusion rate?
The inclusion rate is the percentage of your capital gain that is taxable. For 2026, 50% of the first $250,000 in annual capital gains is taxable, and 66.67% of any amount above $250,000 is taxable.
Is your principal residence taxable?
No. Capital gains on the sale of your principal residence are generally exempt from tax under the Principal Residence Exemption. You must designate the property and report the sale on your tax return.
Official Data Sources
Ad Space
Related Calculators
People also use
Built and reviewed by Konstantin Iakovlev · Data from CRA, CMHC, Bank of Canada · MethodologyDisclaimer: This calculator provides estimates based on publicly available data from CRA and other government sources. It does not constitute financial advice. Consult a qualified advisor for decisions about your specific situation.
Ad Space